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Caribbean Stud Rules and Basic Strategy

Caribbean Stud is a poker variation where the player or players compete against the house rather than other players.  The game starts with an ante by each player in the designated ante box.  It is important to note that there is another phase of wagering after the deal called the raise.  The amount of a raise is always twice the ante amount.  Be aware of this when placing the ante so as to have enough bankroll to cover a raise.  Once all players have anted the dealer gives each player and himself five cards.  All of the players’ cards will be face down while four of the dealer’s cards are face down and one is face up. Once the player has cards there are two options:  raise or fold.  If the player chooses to fold the dealer will take back the cards and the player loses his ante.  Players that raise place chips equal to twice the ante amount in the betting square and when all players have either raised or folded the dealer exposes his remaining four cards.  First the dealer checks to see if he has qualified (the dealer must have a low hand of Ace-King within his five cards).  If the dealer does not qualify the game is over and each player that did not fold is paid one to one on their ante bet and the raise bet is considered a push with the player retaining the entire amount.  If, on the other hand, the dealer does qualify, his cards are compared individually to each player’s hand and the high poker hand between them is deemed the winner.  Players who lose to a qualified dealer lose both ante and raise.  Players that win are paid one to one on the ante and then are paid according to the following chart on their raise bet.

 

Hand

Payoff

Ace/King

1 to 1

Pair

1 to 1

Two pair

2 to 1

Three of a Kind

3 to 1

Straight

4 to 1

Flush

5 to 1

Full House

7 to 1

Four of a Kind

20 to 1

Straight Flush

50 to 1

Royal Flush

100 to 1

 

Here is one basic strategy of the game called “matching rank: 

  • Raise on any pair or better
  • Raise in and Ace-King where the dealer’s up-card matches any card in the player hand
  • Fold anything lower than Ace-King

There are charts available which show, based on mathematical analysis, exactly what to do for each hypothetical hand but they are vast and beyond the memory capability of the average player.  To play by those charts would be considered “perfect strategy”.  This would give the house about a 5.22% edge.  Playing the matching rank strategy equals about a 5.33% edge, slightly worse odds for the player but a strategy nonetheless!

Many Caribbean Stud tables will have a progressive jackpot that pays out small amounts for any three of kind and better, a 10% payout for a straight flush, and the whole shebang when a player hits a royal flush.  These are typically a $1 bet for every new hand in the game and the jackpots are sometimes over $100,000.  Although they seem tempting, especially when considering special payouts for all hands of three of a kind and better, do not play them!  The odds of actually winning the jackpot with a royal flush are tiny, especially considering the relatively small number of hands played in any given session.  As well, most casinos have a built in take of up to 30 cents on the dollar right from the drop of the coin.  That means that only 70 cents is actually being added to the pot!  The casinos get away with this because they “seed” the jackpot after every hit with its initial payout money (usually $10,000).  All in all, the house edge on the progressive side wager is around 25%, a bad bet anywhere!

Enjoy playing Caribbean Stud!

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